https://blog.mygigledger.com/Gig taxes, explained for Canadian drivers.en-cahttps://blog.mygigledger.com/how-to-file-taxes-as-an-uber-driver-canadahttps://blog.mygigledger.com/how-to-file-taxes-as-an-uber-driver-canada Tue, 29 Sep 2026 09:00:00 -0400Tax basicsFrom your Uber tax summary to the numbers on your T2125, GST/HST return and CPP schedule. A plain walkthrough of filing as a rideshare driver.https://blog.mygigledger.com/are-tips-and-bonuses-taxablehttps://blog.mygigledger.com/are-tips-and-bonuses-taxable Tue, 29 Sep 2026 09:00:00 -0400Tax basicsYes, all of them. Cash tips, in-app tips, surge bonuses, quests and referral payments are business income. How to track them, including cash.https://blog.mygigledger.com/can-i-use-the-cra-per-km-ratehttps://blog.mygigledger.com/can-i-use-the-cra-per-km-rate Tue, 29 Sep 2026 09:00:00 -0400MileageNo. That rate is for employers paying employees. Self-employed drivers claim actual vehicle costs times business use. Here's why, and how the two compare.https://blog.mygigledger.com/canada-workers-benefit-gig-workershttps://blog.mygigledger.com/canada-workers-benefit-gig-workers Tue, 29 Sep 2026 09:00:00 -0400BenefitsSelf-employment income counts toward the Canada workers benefit, a refundable credit worth up to $1,633 for single people for 2025. Who qualifies and why you have to file to get it.https://blog.mygigledger.com/cca-car-depreciation-gig-drivershttps://blog.mygigledger.com/cca-car-depreciation-gig-drivers Tue, 29 Sep 2026 09:00:00 -0400MileageYou can't deduct the price of your car in one year, but you can claim it over time. Class 10 vs 10.1, the $39,000 limit, the bigger first-year claim, and lease and loan interest caps.https://blog.mygigledger.com/cra-review-letter-gig-driverhttps://blog.mygigledger.com/cra-review-letter-gig-driver Tue, 29 Sep 2026 09:00:00 -0400CRAA review letter isn't an audit accusation. What the CRA usually asks drivers for, how to respond by the deadline, and how to send your logbook and receipts.https://blog.mygigledger.com/do-i-have-to-report-small-gig-incomehttps://blog.mygigledger.com/do-i-have-to-report-small-gig-income Tue, 29 Sep 2026 09:00:00 -0400Tax basicsThere's no minimum. Every dollar of gig income goes on your return, and the platforms already tell the CRA what they paid you. Here's why reporting small amounts can actually help you.https://blog.mygigledger.com/doordash-taxes-canadahttps://blog.mygigledger.com/doordash-taxes-canada Tue, 29 Sep 2026 09:00:00 -0400PlatformsDoorDash doesn't issue a T4, but it does report your quarterly earnings to the CRA. What's in the Dasher tax report, why DoorDash wants your SIN, and how to file.https://blog.mygigledger.com/ei-for-self-employed-gig-workershttps://blog.mygigledger.com/ei-for-self-employed-gig-workers Tue, 29 Sep 2026 09:00:00 -0400BenefitsGig drivers don't pay into regular EI, but you can opt in for maternity, parental, sickness and caregiving benefits. The 2026 numbers, the 12-month wait, and the catch.https://blog.mygigledger.com/electric-vehicle-gig-driver-taxeshttps://blog.mygigledger.com/electric-vehicle-gig-driver-taxes Tue, 29 Sep 2026 09:00:00 -0400MileageElectric vehicles have their own CCA class and a higher cost limit. How to handle charging costs, depreciation and GST/HST credits on an EV used for gig work.https://blog.mygigledger.com/filing-your-gst-hst-return-ridesharehttps://blog.mygigledger.com/filing-your-gst-hst-return-rideshare Tue, 29 Sep 2026 09:00:00 -0400GST/HSTHow to pull the HST out of your fares, subtract input tax credits and file your annual return. With real numbers for an Ontario driver.https://blog.mygigledger.com/gig-work-with-a-full-time-jobhttps://blog.mygigledger.com/gig-work-with-a-full-time-job Tue, 29 Sep 2026 09:00:00 -0400Tax basicsYour employer withholds tax on your paycheque, but not on your Uber or DoorDash earnings. How the two combine, why side income is taxed at your top rate, and an easy way to avoid a big April bill.https://blog.mygigledger.com/home-office-deduction-gig-drivershttps://blog.mygigledger.com/home-office-deduction-gig-drivers Tue, 29 Sep 2026 09:00:00 -0400DeductionsUsually not. The CRA has two tests for business-use-of-home expenses, and most drivers don't meet either. Here's how to tell, and what to claim instead.https://blog.mygigledger.com/how-to-register-for-a-gst-hst-numberhttps://blog.mygigledger.com/how-to-register-for-a-gst-hst-number Tue, 29 Sep 2026 09:00:00 -0400GST/HSTEvery rideshare driver needs a Business Number and a GST/HST account before their first paid trip. Here's how to register online in about 15 minutes.https://blog.mygigledger.com/quick-method-gst-hst-ridesharehttps://blog.mygigledger.com/quick-method-gst-hst-rideshare Tue, 29 Sep 2026 09:00:00 -0400GST/HSTInstead of tracking every input tax credit, you send a flat 8.8% of your HST-included fares in Ontario. For many drivers that's less work and less tax.https://blog.mygigledger.com/receipts-for-input-tax-creditshttps://blog.mygigledger.com/receipts-for-input-tax-credits Tue, 29 Sep 2026 09:00:00 -0400GST/HSTA gas receipt without the station's GST/HST number can cost you your credit. The CRA's three receipt tiers, and what drivers can't claim at all.https://blog.mygigledger.com/rrsp-for-gig-workershttps://blog.mygigledger.com/rrsp-for-gig-workers Tue, 29 Sep 2026 09:00:00 -0400BenefitsNet gig profit creates RRSP room, and contributions cut your income tax. How room is calculated, what it saves at different incomes, and why it doesn't touch CPP.https://blog.mygigledger.com/should-delivery-drivers-register-for-gst-hsthttps://blog.mygigledger.com/should-delivery-drivers-register-for-gst-hst Tue, 29 Sep 2026 09:00:00 -0400GST/HSTDelivery drivers don't need a GST/HST number until they pass $30,000, but some register early to claim tax back on expenses. The pros, cons and questions to ask first.https://blog.mygigledger.com/skipthedishes-courier-taxeshttps://blog.mygigledger.com/skipthedishes-courier-taxes Tue, 29 Sep 2026 09:00:00 -0400PlatformsSkip couriers are self-employed. How to use the documents Skip gives you, report your earnings and claim the costs of delivering by car, bike or e-bike.https://blog.mygigledger.com/students-doing-gig-work-taxeshttps://blog.mygigledger.com/students-doing-gig-work-taxes Tue, 29 Sep 2026 09:00:00 -0400Tax basicsTuition credits can wipe out most of your income tax, but CPP on gig income still applies. What students owe, what they can claim, and why filing pays off.https://blog.mygigledger.com/tax-deadlines-self-employed-2026-tax-yearhttps://blog.mygigledger.com/tax-deadlines-self-employed-2026-tax-year Tue, 29 Sep 2026 09:00:00 -0400Tax basicsApril 30 or June 15? Both, for different things. A single calendar of payment, filing, GST/HST, RRSP and instalment dates for self-employed drivers.https://blog.mygigledger.com/uber-tax-summary-explainedhttps://blog.mygigledger.com/uber-tax-summary-explained Tue, 29 Sep 2026 09:00:00 -0400PlatformsGross fares, booking fees, service fees, tolls, sales tax collected. What each number on the Canadian Uber tax summary means and where it goes on your return.https://blog.mygigledger.com/what-gig-drivers-cant-deducthttps://blog.mygigledger.com/what-gig-drivers-cant-deduct Tue, 29 Sep 2026 09:00:00 -0400DeductionsSpeeding tickets, your lunch, gym memberships and your whole car. The expenses that get drivers into trouble with the CRA, and the rule behind each one.https://blog.mygigledger.com/what-happens-if-you-dont-report-gig-incomehttps://blog.mygigledger.com/what-happens-if-you-dont-report-gig-income Tue, 29 Sep 2026 09:00:00 -0400CRAThe platforms report your earnings, so the CRA can match them to your return. The penalties for leaving income off, and how the Voluntary Disclosures Program can cut them.https://blog.mygigledger.com/winter-driving-costs-deductionshttps://blog.mygigledger.com/winter-driving-costs-deductions Tue, 29 Sep 2026 09:00:00 -0400DeductionsWinter tires, block heaters, extra washes for road salt and a roadside plan. In Thunder Bay and anywhere else with real winters, these costs add up and are claimable.https://blog.mygigledger.com/how-much-to-set-aside-for-taxeshttps://blog.mygigledger.com/how-much-to-set-aside-for-taxes Mon, 28 Sep 2026 09:00:00 -0400Tax basicsNo tax comes off your payouts, so the bill arrives all at once. Here's how much to put away from each payout, with 2026 examples for Ontario drivers.https://blog.mygigledger.com/platforms-report-your-earnings-to-crahttps://blog.mygigledger.com/platforms-report-your-earnings-to-cra Fri, 18 Sep 2026 09:00:00 -0400Tax basicsGig platforms send the CRA a yearly report of what they paid you. Here's what's in it, when it's sent, and how to make sure your return matches.https://blog.mygigledger.com/gst-hst-rideshare-vs-deliveryhttps://blog.mygigledger.com/gst-hst-rideshare-vs-delivery Wed, 09 Sep 2026 09:00:00 -0400GST/HSTRideshare drivers must register for GST/HST from their first fare. Delivery drivers get a $30,000 small-supplier limit. Here's how each works.https://blog.mygigledger.com/cra-mileage-logbookhttps://blog.mygigledger.com/cra-mileage-logbook Thu, 27 Aug 2026 09:00:00 -0400MileageYour vehicle deduction is only as good as your logbook. What the CRA requires, how the simplified logbook works, and the mistakes that cost drivers money.https://blog.mygigledger.com/t2125-deductions-for-gig-drivershttps://blog.mygigledger.com/t2125-deductions-for-gig-drivers Wed, 12 Aug 2026 09:00:00 -0400Tax basicsA line-by-line guide to the business expenses gig drivers can claim, the ones they can't, and how long to keep the receipts.https://blog.mygigledger.com/cpp-for-self-employed-drivers-2026https://blog.mygigledger.com/cpp-for-self-employed-drivers-2026 Wed, 29 Jul 2026 09:00:00 -0400CPPNew gig drivers are often surprised by a CPP bill of several thousand dollars. Here are the 2026 rates, a worked example, and how to budget for it.https://blog.mygigledger.com/cra-tax-instalments-gig-workershttps://blog.mygigledger.com/cra-tax-instalments-gig-workers Wed, 15 Jul 2026 09:00:00 -0400Tax basicsNo tax is taken off your gig payouts, so after a year or two the CRA may ask you to pay four times a year. Who has to, the due dates, and your three options.